After the interest rate raised, the balance of accounts 10 thousand yuan, how much money can be paid 粉墨登场的意思

After the interest rate raised, the balance of accounts 10 thousand yuan, how much money can be paid a year? February 17th – Sohu financing, the central bank, the Ministry of housing and the Ministry of Finance jointly issued the "notice concerning improvement of employee housing provident fund account deposit interest rate formation mechanism, the housing provident fund account deposit rates, current implementation and three months deposit benchmark interest rate from the current collection in accordance with the time, adjusted to a uniform according to the benchmark one-year deposit interest rate executive. The policy will be put into effect on February 21st. Before the new deal, the housing provident fund deposit interest rates have been low, if the year paid provident fund, only in accordance with the 0.35%’s current interest rate is calculated, if it is over 3 months according to the provident fund deposit benchmark interest rate, currently only 1.1%. After the implementation of the new deal, the balance of all provident fund accounts are calculated in accordance with 1.5%. If the employees provident fund account balance is 10 thousand yuan, and is carried over the previous year to a year, then the original interest you earn 10000*1.1%=110 yuan, under the new deal a year can be of interest for 10000*1.5%=150 yuan, a year is more than 40 yuan interest. If the provident fund was obtained in the year, the interest rate difference between the old and new government as high as 1.5%-0.35%=1.15%. However, due to the limited amount of provident fund collected in the same year, the key is to look at the accumulated account balance in the past. If you have a longer working life and a higher salary, the balance will be considerable, and you will get more interest. For example, an employee working in Beijing for 10 years, the average monthly salary of 10 thousand yuan in the past 10 years, according to the unit and individual are 12% to extract provident fund, 2400 yuan per month, never been extracted, 10 years provident fund account balance accumulated to 288 thousand yuan. If the work into the eleventh year, then the original policy, he can get interest of 288000*1.1%=3168 yuan a year, the implementation of the new year after the interest can be 288000*1.5%=4320 yuan, that is to say, a year can get more than 1152 yuan. Of course, the interest rate of deposits is variable, and we are based on the result of the constant interest rate. In any case, the provident fund account deposit interest rate rise for everyone is good.

公积金利率上调后 账户余额1万元一年能多得多少钱?-搜狐理财   2月17日,央行、住建部及财政部联合印发《关于完善职工住房公积金账户存款利率形成机制的通知》,将住房公积金账户存款利率,由现行按照归集时间执行活期和三个月存款基准利率,调整为统一按一年期定期存款基准利率执行。该政策将于2月21日起正式实施。   新政实施之前,住房公积金存款利率一直比较低,如果是当年发放的公积金,只能按照0.35%的活期利率来计算,如果是上年结转的公积金,按照三个月定期存款基准利率计息,目前只有1.1%。新政实施之后,所有公积金账户余额均按照1.5%来计算。   如果职工公积金账户余额有1万元,且均为上一年度结转来的,那么原先一年可以获得的利息为10000*1.1%=110元,新政下一年可以获得的利息为10000*1.5%=150元,也就是一年可以多得40元利息。   如果是当年获取的公积金,新旧政下利率差异就高达1.5%-0.35%=1.15%。不过由于当年归集的公积金金额有限,所以关键还是要看过去累计的账户余额。   如果你工作年限比较长,工资水平比较高,账户余额就会很可观,会获取更多利息。   比如一个在北京工作年限为10年的职工,过去10年平均月薪为1万元,按照单位和个人均12%来提取公积金,每个月有2400元,从未提取过,10年公积金账户余额就累计到28.8万元。   如果工作步入第11个年头,那么原先政策下他一年可以获得的利息为288000*1.1%=3168元,新政执行之后一年可以获得的利息为288000*1.5%=4320元,也就是说一年可以多获得1152元。   当然,存款利率是变动的,我们这里是建立在利率不变基础上得出的结果。不管怎么说,公积金账户存款利率上调对大家来说都是好事。相关的主题文章:

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